IMPORTANT MESSAGE

My Home Finance services in Hereford, Northfield, Wolverhampton and Worcester are moving.

Click ‘Find us’ below and follow the ‘More details’ link for each branch to discover when and where you will be able to reach us.

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About Us

My Home Finance is a social enterprise. This means all profits are put back into the business so that we can help more people. We want to help those who can't access high street lending and who have to rely on loans from doorstep lenders and loan sharks who charge extortionate interest rates.

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Loans

We can provide loans for any purpose - for example, school uniforms, furniture, a new washing machine or cooker. Being unemployed and on benefits won't affect your ability to get a loan we count benefits as income. Anyone aged 18 or over can apply.

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Bank Accounts

Without a bank account you can't access loans at reasonable prices. You would be limited to 'cash loans' with repayments collected in cash from your doorstep. Generally, this type of credit - often called 'home credit' - costs around £246 for every £300 borrowed.

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Savings

At My Home Finance we encourage all our customers to save alongside their loan. This reduces the need to borrow for ‘predictable’ events – for example many customers may want to use their savings account for Christmas, birthdays and planned holidays and It builds up an “emergency fund” to cover the unexpected.

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